The American medical system is at a turning point.
For years, primary care has been squeezed by rising costs, shrinking visit times, and layers of insurance complexity. Patients feel it every day—long waitlists, rushed visits, difficulty accessing their doctor, and surprise bills that make even simple care feel out of reach.

Primary care physicians feel it too. The insurance-based model forces doctors to see more patients in less time, spend hours on paperwork, and fight through administrative barriers that get in the way of real care. The result is a system that is increasingly expensive, inefficient, and unsustainable.

Across the country, physicians have responded with a quiet but powerful movement: Direct Primary Care.
DPC is a return to the fundamentals of good medicine—access, time, continuity, and genuine partnership between doctor and patient. By stepping outside of the insurance billing system, DPC restores what primary care was meant to be: personal, proactive, and relationship-driven.

I am bringing Direct Primary Care services into my clinic because I believe this model is part of the solution our communities urgently need. Many people in my community are living with chronic conditions, carrying the stress of complex care needs while navigating an insurance system that doesn’t make things easier. DPC gives me the space to provide the kind of attentive, continuous support that truly changes long-term health.

For me, this isn’t just a new service—it’s an extension of my mission.
Helping patients find balance, manage chronic illness, and receive care that feels human again is central to why I practice medicine. Direct Primary Care is one more way I can support people in my community and offer a healthier path forward.

Having insurance doesn’t guarantee access, clarity, or affordable care. Direct Primary Care fills the gaps in the insurance-based system and gives you the everyday healthcare insurance can’t provide.

Lower, Transparent Prices for Labs and Imaging
Insurance pricing is often unpredictable and inflated. DPC patients get access to deeply discounted cash rates.

Basic labs (CBC, CMP, TSH) often cost $10–$25 through DPC pricing vs. $150–$400+ billed through insurance. X-rays as low as $40–$60 vs. $200–$500+ through insurance. MRI at independent centers often $250–$350 vs. $1,500–$3,000+ when billed to insurance.

Your medical work-up through a direct primary care practice can often cost less than your copay or deductible through the insurance based system.

Access to Wholesale Prices on Medications
Many medications are dramatically cheaper at wholesale cost than through insurance formularies.

Generic thyroid medication: $2–$4/month wholesale vs. $15–$30 with insurance copay. SSRIs and most blood pressure meds: often $3–$6/month wholesale vs. $10–$35 under traditional coverage. Some antibiotics: $1–$3 wholesale.

DPC allows you to sidestep pharmacy markups, prior authorizations, and coverage denials.

Better Access to Your Doctor—When You Need It
Insurance gives you coverage.
DPC gives you care.

With insurance-based practices, patients face:
- Weeks-long waits
- 7–15 minute visits
- Limited follow-up
- Barriers to communication
- Providers who don’t have time to be thorough

DPC solves these problems by design:
- Longer visits
- Same-day scheduling
- Direct messaging with your clinician
- Follow-up support without extra charges
- A doctor who actually knows your history and responds quickly

Even if you keep insurance for catastrophic events, DPC gives you the ongoing, attentive primary care insurance can’t deliver.

Fewer Surprise Bills & No Deductible Drama

DPC is a membership, not a billing cycle.
You know exactly what you pay, every month.
There are no copays, facility fees, or unexpected insurance charges.

Strategic Use of Insurance for What It’s Good At
Insurance is important—for surgeries, hospitalizations, and high-cost events.
But for everyday care, the system is inefficient and expensive.

DPC + insurance is the most complete pairing:

Insurance covers the big stuff

DPC covers everything you actually need month to month

Together, they give you better care AND lower total costs.

With the recent passage of HR1, many Americans will see changes in how their health insurance options are structured in the coming year. Employers and insurers are already signaling that more people will be funneled into High Deductible Health Plans (HDHPs) paired with Health Savings Accounts (HSAs) starting in 2026.

At first glance, this shift can feel like a downgrade: higher deductibles, more out-of-pocket costs, and greater financial uncertainty before insurance begins paying for care. But for many patients, this new landscape actually creates an opportunity—especially for those interested in Direct Primary Care.

Here’s why:
HDHPs pair naturally with Direct Primary Care. HDHPs are designed to give you lower monthly premiums but higher upfront costs when you use the insurance system. That’s where DPC fits in beautifully.
Because DPC covers most routine, preventive, and chronic care needs without billing insurance, you end up needing your deductible far less often.

You can use your HSA to pay for DPC membership

One of the biggest advantages of HDHPs is the ability to contribute to an HSA, which provides:
- Tax-free contributions
- Tax-free growth
- Tax-free withdrawals for qualified medical expenses

And Direct Primary Care membership fees are eligible medical expenses. For many patients, this turns DPC into one of the most cost-effective ways to receive primary care.

DPC helps you avoid large out-of-pocket costs
When you have an HDHP, every visit, every test, and every prescription that runs through insurance contributes to that large deductible. But DPC dramatically reduces the number of services you need to bill to insurance at all.

With better access to your doctor, preventive care, and chronic condition management, patients experience fewer urgent care visits, fewer ER visits, fewer unnecessary referrals and lower overall healthcare spending.

In other words, even though HR1 is pushing the system toward higher deductibles, you don’t have to feel the financial strain of that shift. DPC softens it—and often improves your care at the same time.